Most of us have parents, siblings, aunts, uncles, children and close friends that live alone and who we may be called upon to help in the event of an emergency or crisis and even upon their death.  Help them to get the assistance they may need in the future by sharing Living Smart Software with them NOW so they can put together the necessary instructions and authorizations to allow you and others to help them when they need it most.   Many of us have elderly parents who live alone - do you have the necessary information, instructions and legal authorizations to undertake their financial, household, business and other responsibilities in the event they are unable to do so themselves for some period of time? 

What if you were called upon to undertake the legal responsibilities connected with their death, do you know where to find all the details of their financial affairs?  Where they keep their outstanding bills, promissory notes, mortgage information, investment accounts, any club memberships, storage space, personal loans from or to others, and on and on?  Discuss the importance of having the information, instructions and authorizations in place with those you care about so you can be better prepared to give them the help they need when the unexpected happens.  Let them know that they can keep their personal information private unless an emergency or death triggers the need for you or others to access their Living Smart LIFE PLANNER which will allow others to immediately come to their aid.

According to Kenneth Feinberg, the head of the Victims Compensation Fund for the 9/11 victims, only about 20% of the victims of the Twin Towers had valid wills at the time of their death.  This lack of planning resulted in a significant amount of unnecessary disagreements, alienation and even lawsuits between those they left behind at a time when dealing with their loss should have been their only focus.  Although death is one of the few certainties of life, many of us seem to believe that if we don’t think about it or plan for its inevitability that somehow it will never happen to us.  In actuality, planning for our own death is the gift that we give to those left behind.  For most of us, it is important that our estates (even if that means just personal items like photographs, books, and other things that were meaningful to us) go to those people in our lives that we have cared about most and who have most cared about us. 

If you die and leave no will, the laws of the state in which you live will determine who gets all of your belongings.  If you have no close living relatives, it is even possible that the state will take possession of everything you own at your death. LIVING SMART SOFTWARE gives you the tools you need to not only prepare for your eventual death, but will also make the process of dealing with the seemingly never ending legal requirements of your death much less difficult and time consuming.  LIVING SMARTS LIVING FORMS provides you with all the tools you need to easily keep your household, financial, business, and other aspects of your life in order to save those you have left behind from many weeks or even months of frustration and confusion while trying to piece together your affairs.